About Us

Simply Retirement are Independent Financial Advisers who will act as a broker. We represent you and will act on your behalf to research and find the best available annuity rate (pension income) being offered by the Insurance Companies.

We believe that you should take advice because at retirement buying an annuity may not be your only option. It is important to remember that an annuity is not the only consideration!

           

You are not tied into us or obligated in any way. You DO NOT have to pay us a fee. We can receive our payment from the annuity company we select for you. They will pay us commission for recommending them. However, if you go directly to them you will not get a better deal. It just means they will retain all the money themselves. By using us you get advice that is paid for by the insurance company. Our costs are already built into the income you are offered by the Insurance Company.

There will be no charge for us investigating your policy and you are not obliged to follow any recommendation we make.

We can either take your instruction about buying your annuity and purely research the best provider for you, or we can give you advice and guidance, if required.

If you require assistance and advice, the commitment we expect from you is that, once we have fully researched your existing policy, we will need you to take 30 minutes of your time to provide us with information about your circumstances that may impact on your retirement options. This is referred to as Fact-Finding.

We cannot guarantee how long the process will take. We will be subject to the administration of your current company. Of course, we will chase them to obtain anything we need from them.